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 To receive? Yes, there is no more steps. But to send there is. Which is the important step since to use the money you have to send them. And hsm still has to be backed up on some kind of digital storage that can get confiscated at any time. 
 You are a troll.

What step is there to send? 

In monero scan an address.

In ligtning scan an invoice, or a bolt11 code, or bolt12, or a lightning address.

Use whatever you want, but accept it, lightning is more private than monero and nowadays as easy to use as monero.

With the introduction of ARK there won't even be any more problems of liquidity and perfect privacy. Monero is not even scalable and has the problem of hidden inflation. Good luck. 
 You still have to open a channel to the lsp if I underatand correctly whivh still vomes with all the downsides I mentioned in my first comment. Correct me if I'm wrong 
 Love you too 😘