So what I'm really saying here is that whether someone thinks it's well enough to use as a currency or not is far less important than the problem of the supply being hoarded because whoever accumulates large sums of value can control the rules in a system of governance. For example in the United States, Billionaires control what legislation is written and what passes the Senate because they can donate either directly to or via through a Lobby firm they hire out. So Senators and house reps actually work for the biggest supply hoarders who actually have ambition to rule, otherwise they don't get those millions for their re-election, or secure themselves a job as a hired legislator after their 12 year limit is up. And if one Senators doesn't listen well I'll have my two thirds majority who do  expel you on grounds of expulsion.