I'll just stick with I don't get it and don't understand and wouldn't get the explanation if someone took the time to give me one and skip the holier than thou cuntchutery boards.  

 doesn't seem like it should be THAT hard to understand.
its like "the fish doesn't see the water"

and some people dont care to think about it. 

 Drowning in usd with no one to exchange the unit with because they didn't account sort of fish.