This is one of the most retarded take I've ever seen. Money is not an asset per se, how can it be monopolistic, oligopolistic or whatever. It's a tool and tools are neutral. You're talking about securities, that's where your logic comes in action. Cryptos are securities because they're issued by central entities. Guess who is behind bitcoin? No-fucking-body.
Yeah, the perfectly mysterious Creation myth! :p I bet the 'who' is behind Bitcoin looks like a large cube in the desert covered in black glass. No-fucking-body? Who arbitrarily chose the 21M in digital fiat tokens? It's nowhere in the whitepaper. Who centrally planned and artificially fixed the rate of supply in advance, removing the price stabilizing Austrian mechanism of a market-determined rate of supply which can naturally adapt to counterbalance price swings due to changes in demand? Guaranteeing volatility into perpetuity. Who was that central planner? No-fucking-body? You sure about that? Of all the weird things blockheads say, calling a human agent or a human agency 'No-fucking-body' is right up there with calling a grand unified blockchain 'decentralized' instead of distributed.