Are banks a Ponzi scheme? What's fractional reserve? Should people take self-custody of their wealth?

Watch  @isabella & me (I'm coming in on 04:30!) chatting about it.
 @BitcoinMagazine

https://m.primal.net/KugH.jpg 

Video here: https://www.youtube.com/watch?v=jESlK7ZMBmU nostr.fmt.wiz.biz