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 Stupid. Should they not be offering you a discount to entice you to part with your bitcoin?
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 They will be one day. But until then adoption needs to be incentivized. 
 Is there not enough incentive already? 
 Not if you don’t understand it yet. It takes a lot of hours of education to become orange pilled and I think most people just don’t have that luxury. Hell most people live their whole lives and never take the time to learn about fiat! Taking that leap definitely requires a little incentive for the common man.