That's definitely a lot of work! In a way, I'm glad I've got a tiny stack. NGU doesn't matter and I'm just buying a little more every day. It would matter a lot more if I liquidated a retirement fund or something.
Well these few people bought for the 1st time right at this last top so they are freaking out.
I... Would be concerned, too. But gosh, I'm sure you'll pull them through, as long as you let them know before the next big drawdown happens...
Doing my best