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 Nothing to do with wealth building. The idea was to create an anonymous electronic money, privacy in mind, not fiat. It's a tool to free us against corrupted government which are trying to enslave us, if you HODL and don't use it, crypto is useless. 
 That's sorta how I was thinking about. That XMR is best suited as a transaction instrument to be used like any other currency.  
 Not exactly, when we see how USDT are frozen by Tether, how Ethereum is censored and how Bitcoin is becoming censored too, step by step I understood XMR is best suited to keep wealth that can not be frozen, independently of the price. That's the real interest of it, having money over the internet that can not be censored, Bitcoin is becoming censored and will be even more, it's inevitable because of the mining centralization by big corporations.