The moment you use it as such 

 Now? Now. 

 It already is for select transactions in select communities? In this a timeline thing. Using the internet as example.

1) what is it??
2) geeks use it
3) my kids use it
4) my friend uses it
5) I use it now and then 
6) how did we live without the internet?? 

 Already is, but you might be confusing cash and currency. There’s a massive difference. But history has deprived us of the difference in every day life. 

 Its digi cash in the bear 🐻 market and gold 2.0 in the bull market hahaha