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 I would strongly encourage separation of duties. Ideally, your bitcoin and lightning services should not coexist on the same server as general purpose network media services like plex, fileshare, and LLMs.

That said, Start9 is more of a pretty UI appliance, with no intention of users doing custom configurations, though you can side load apps. Umbrel is more of a kitchen sink approach of ppint and click installs.

Personally, I go with a Raspibolt/Minibolt setup for Bitcoin and a standard Ubuntu server for the file sharing 
 I agree. I have StartOS doing bitcoin/lightning stuff, as well as some stuff like private relay, SimpleX server, etc. Things that are easy with Tor and don't use a ton of resources. 

I run PiHole and Jellyfin on a Pi on the local network only. The storage and backup needs of Jellyfin don't jive with StartOS at the moment. I initially tried to make it all run together and it just got weird. Much happier with splitting them up. 

Side note - I also fire up new installs of StartOS to test things, so there are occasionally 3 servers running, all segregated and doing their own thing. I'd be sweating bullets fiddling on the machine running my node. It's worth having that extra mini PC around for this stuff. 
 Yeah, I've to convice my wife that it's a good idea to have several computers and cables flying around - but I got your point and also think, that it is definitely worth it 
 Good point. 
I'm using Linux for 25 years now and would be able to start some docker containers on my server on my own - but I must admit, the shiny and easy to use UI just "convinced" me 😄
Yep, you're absolutely right, that having a fancy UI shoud not be the reason to mix money and entertainment together. I may separate the bitcoin/lightning part from the "fun" part. 
Thanks, @Vic