Over the last two years, my journey as a loan officer has sparked an insatiable curiosity about the complex interplay between finance and human conduct. Observing first-hand the disparities in lending, I was compelled to delve deeper into the intricacies of our financial ecosystem. This quest has not only illuminated how incentives can sway even the well-intentioned but also led me to a carefully selected collection of writings. Each work acts as a beacon, shedding light on the delicate fusion of human nature, the levers of power, and the economic structures that shape our existence: 1. “The Lessons of History” by Will Durant - Distills patterns from global historical events. 2. “Education of a Speculator” by Victor Niederhoffer - Provides a window into the practical world of financial speculation. 3. George Soros’s Books - Illuminate the strategies of speculation and market influence. 4. “The Republic” by Plato - Lays the philosophical groundwork for governance and justice. 5. “The Wealth of Nations” by Adam Smith - The seminal work on economics and capitalism. 6. Michael Saylor’s Interview with Lex Fridman - A contemporary examination of inflation and its effects. 7. “The Bhagavad Gita” - Offers profound insights into duty, righteousness, and life’s purpose. 8. “Meditations” by Marcus Aurelius - A personal manuscript on stoic philosophy and inner discipline. 9. “The Prophet” by Khalil Gibran - Provides poetic wisdom on life and the human spirit. 10. “The Price of Time” by Edward Chancellor - A deep dive into the history and implications of interest rates. 11.“The Age of Discord” - Explores the societal trends and movements of nations. 12. “A History of the Federal Reserve” by Allan H. Meltzer - Chronicles the evolution of the central banking system. 13. “The End of the World is Just the Beginning” by Peter Zeihan - Projects the geopolitical shifts of the near future. 14. “Broken Money” by Lyn Alden Alden - Dissects the modern fiat currency system. I will be adding more of my favorites on here as I continue to read .