So pretty much OPEN PROTOCOL for everything. Question: should we see OPEN PROTOCOL for EMS, FIRE responses? Remember back when fire responses began in cities with horse and carriage with water tanks and hand pumped hoses... (firemen then were BADASS) and if you were a paid member of your local FD response area they responded to your fire. If you weren't a paid member, well your structure burned. That's seriously how it went, and the first insurance company started that way.
Now look at the rent seeking insurance behemoth industry that lies, frauds and cheats homeowners out of legit claims (ex. Florida). Let's figure out something better. Retired first responders have a lot left to give: ideas, planning, experience. How can we help you all in the next generation build this? Love to watch except we need all hands on deck for this. Anyone?
Start crowd sourced local organizations to help people. Clubs where you can loan out or rent equipment like a library of tools (requiring a refundable deposit on the items you borrow in case the item is lost or damaged). Grow a replacement support structure for society that does a better job then the government.
CrowdHealth is a great example of something much better than traditional insurance and they're doing great. I just signed up with them a week ago based on their reviews here: https://www.trustpilot.com/review/joincrowdhealth.com.
I wish there was something like this for every type of insurance. Just be transparent, charge a reasonable membership fee and connect everyone together to help people out directly instead. With CrowdHealth we all as individuals get to decide if someone's claim gets covered or not, not someone who will get promoted the more claims they deny. But they promise you won't usually be asked to pay more than a set amount per month.
I love this business model and want more like them!
Also, if anyone wants to sign up for CrowdHealth you can use my referral code to save $260 over the first 3 months, and I get a $250 referral bonus as well. We get stronger the more people join "the Crowd" 😁.
Referral code: VP0ICL
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