Fiat incentivizes short term thinking which means businesses need to be focused on growth at all costs. The fastest way to grow your user base is to make the product free and sell ads. This creates as little friction as possible to get users on your site. 

If you are operating on a sound money standard, you can prioritize differently. Because your money isn’t losing value every day, there isn’t an urgent need to grow your user base as quickly. Obviously, some will still choose to go with ads, but it opens up more possibilities for operating your business differently and focusing on delivering something users find valuable enough to pay for more than once. 

I guess the big part I disagree with is that capitalism is focused on “hoarding” capital. It’s quite the opposite in fiat world because hoarding dollars means you’re losing purchasing power, so if you’re a business, you need to deploy those dollars as fast as possible. Where most tech companies spend is by fueling more growth via engineering/sales hires, exasperating the problem, and the need for more of your attention. 

So yes, sound money standard might equal more “hoarding” but that would actually be better because you’d likely be focused on sustainable growth since your money isn’t melting away.