Depends on where you live. For someone in an underdeveloped country, it could be the equivalent of not having to work for the next 10-15 years. 

 Fair.

But then use the money to level up.

You want to fuck off for 10 years and be in the same place mentally as you are now?

Grave sin. 

 Again, it really depends on the situation, but I get what you mean. 

 Not really.

Money means very little except a means to an end.

Do something with it.