There is no incentive to work harder than you should in a fiat money economy. When I had no option to save myself from debasement, I lost the drive to work hard. Now, as I save in bitcoin, I tend to work harder again knowing I can assess the products of my labour whenever I need to. ☺️
As I save in bitcoin, I find I work harder... because the days when I could reasonably charge 25m sats/hr for my services are long gone!! Remarkably, this doesn't bother me at all, it still feels like winning, slowly, the hard way, but ultimately the optimal way 😏