Bitcoin perhaps souls be considered your life savings and fiat you’re current spending wallet and rainy day funds
Yes, but the fiat will increasingly be eaten up by inflation and will eventually barely cover my own family's running costs.
It’s different for everyone but define your ratios. What percentage of every check goes into bitcoin end what goes to expense wallet. Marne inflation is so high this has to be quite flexible. Rainy day to me is a years + worth of expenses in a country where cost of living is low. I am an expat with family in a country if I lose my job I have to leave or find another job pretty soon