From my standpoint, an avarage Joe, money isn't broken, it work exectly as it should, but only for the entities/people in charge of it. For everyone else it is broken because it puts us in a position of continuous deapreciation of our wealth. In the end, rich get richer and middle class gets poorer and "matrixed". On the other hand, Bitcoin takes the power from people in charge, and I believe it can tip the scale. I agree with your points.  

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