The story of the auto lenders leading to a great financial crash has been told for at least 2 years now. Then again, the story of NINJA loans and mortgages were told for about the same period leading up to GFC of '08. Ray and Zack on YouTube have been ringing alarm bells beautifully and we're getting people tired of waiting for better cars and rates. The number of people deeply upside-down in their financing was heralded as a leading cause for a recession (global). Bailouts of major manufacturers imminent (looking at you, Germany, where VW is rumoured to be planning the closure of GERMAN plants). Yeah, the auto industry is one to watch.