Love Zeus, but I had a channel suddenly close with plenty of liquidity. It locked me out of my sats for ~2 weeks. Haven't used them non-custodially since. 

That said, I use Alby and Zeus custodialy on Nostr. Alby's partner KYCs people when making a sat purchase, so I usually send those KYC recorded sats to my cash app KYC wallet. Both of these wallets are already KYCd, so I'm not worried about it. 

I honestly can't be bothered to manage liquidity with lightning as it is rn. When lightning gets it's receiver privacy issues sorted when running your own node, that may change in the future.

Until then, I use BTCPay's liquidity on demand for business purposes, and I use Monero when privacy is important. 

 In Italy I can't use Cash app 😔