Not bad. Might actually be the same stuff that is used in nail polish, but it's a different thing. I slowly feel this is too hard too guess 😅 

 A sticker.  

 Very close! More common though 

 More common than a sticker... Well that just threw me totally off. 

 Book cover 

 Cell phone case. Okay I'm done. 

 You are very close. One last hint: it's a thing you probably despise 🤣 

 A credit card? I despise debt.