Oddbean new post about login | logout I understand banks and bitcoin. Bitcoin, as it is today, is way too complex for normal people.
Getting poorer has always been easy for normal people as the system make them poorer and the normal people have no way to fight that. Fighting to not get poorer is not as easy as doing nothing but it's possible by everyone and it's getting easier with each new innovation and growing adoption. Everyone has a different difficulty level they are willing to accept to get out of it. Once it's reach for a majorty, thing will go very fast.