Spain's Santander launched its digital bank in the United States on Monday, which could help fund up to $30 billion in loans for vehicle purchases and broaden its retail business in the country, the bank's U.S. CEO Tim Wennes told Reuters.
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 I'm not convinced by every argument you made, but I appreciate your logic and reasoning." 

 Your post raises some important questions, and I'm interested in seeing how the conversation unfolds."