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 In some cases, yes. I'm really not OK with the latest NEC requirements for AFCI breakers for every circuit in a house. AFCI breakers are awful. And really stupidly expensive.  
 Yep. GFCI was fine, PITA at times, but a lifesaver particularly in the bathroom and kitchen, but AFCI in the breaker box trips all the time for no apparent reason in my experience. Enough to be a royal PITA and frankly dysfunctional in most use cases. 
 My BIL's dishwasher CANNOT run a full cycle on an AFCI breaker. I would NEVER use either an AFCI or GFCI breaker for anything fridge or freezer related, either. Plus, those types of breakers are wear items and must be replaced likely every 10 years or so, which is stupid. Give me an regular SquareD QO breaker that will just do its job for decades without issue. 

Bathroom GFCI should be at the end-point with a GFCI outlet, IMO. 
But WTF do I know?  
 Right. I think a GFCI outlet on anything within reach of the sink (direct ground) is probably a good idea in the kitchen, but design can prevent the most egregious risks. Fully agree with the outlet placement of GFCI too. Apparently you know a bit about the important things! 😊 I usually use Siemens breakers and boxes, but I think they’re fairly similar to SquareD. Growing up we had an old fridge and if you touched it and the sink at the same time it would make your joints rattle a bit. 😬 Much has changed since those days though. I doubt most fridges even have conductive handles or body panels anymore. 
 Siemens has a few different grades to their product line same as SquareD. You won't ever catch me installing the homeline BS into my own home, though. Those things are chintzy POSs... 

I actually tend to prefer Siemens for industrial stuff. Their big, chunky throw switches just feel "right." 

Most appliances are safer than some of the older stuff, but gosh, they are way too expensive and break way too often.