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 Did you read my profile.

And you .... have nothing unless you sell for fiat. 
 Yes. “Dollars only” - for earning and spending and cashing out on investments. But it would be mad to save in dollars. 

There’s a strong case to make that Bitcoin will vastly outperform stocks and real estate over the next 5 years. So an allocation to Bitcoin should be investigated; a hedge against your own scepticism if you will.  
 Bitcoin is an investment the way a bottle of wine is the blood of Jesus.