I commit myself every day to making a better payment system and bitcoin has the greatest potential as an honest payment system. I saw how people were burned by the policies of custodians at their banks. Policies that were extractive, abusive, and racist. I'd had enough. Lightning is a sovereign payment system, permissionless, and surveillance-resistant. It's essential for humanity to have a better alternative than credit cards that debase and surveil. Lightning has incredible promise, but as a decentralized system, requires coordination to operate efficiently. This is at odds with the privacy-first design of lightning. Finding the balance between coordination and opacity is essential to finding Product-Market Fit in payments. The reality is that we live in a time of exposed payments, like Venmo, where every payment is not only witnessed, but advertised. We don't need to destroy privacy to have better payments, but we can elect to create transparency for common benefit.