I'm applying for a loan to buy my first house.

After they went line by line through my bank account, they sent me an e-mail and said "We need you to provide some more information on these transactions..."
Just the fact that occurs was enough to immediately stress me out, because my view is totally different on these kind of things now after I have been spending more time studying economics and Bitcoin this year. Then I looked down at the short list and saw this among the items:

"River Financial"

I immediately started overthinking, all kinds of stuff like how they're going to deny my loan just because I tell them I bought some Bitcoin, how there's still a massive stigma against it from most of society, how it's associated with criminal activity in most peoples minds (and I'd be willing to bet this is even more true for a lender). But then I realized, I can provide proof that I've never spent any of it because of the blockchain.

I don't know how this is going to go for me, how much they actually will make a big deal of this, but I did feel much more relieved knowing the proof is right there for all to see and check on their own. At least in my mind that seems like it would mitigate the likelihood of them viewing that single purchase as a lending risk. Also it was a pretty small one-time purchase.

Has anyone else had a similar experience? I'd be interested to hear about it if so.

#Bitcoin 

 Banks are jerks about this stuff. Next time you apply, plan to have very boring transactions for the past few months before you apply. 

 Yeah, I hate it… lesson learned for sure. 

 Hopefully there isn't much to worry about. Although there is a stigma, buying or owning bitcoin isn't illegal. River has all your kyc info. 
If they say anything just be like, 'Hey look, you can buy bitcoin at Blackrock, fidelity, etc.. ' 

 Yup... both an unfortunate but also somewhat fortunate thing in this case that they have my info. And yeah, good point, with the ETFs and whatnot. 

 I would hope, at this stage, they just want to know about all your assets, including the ₿. 

Good luck with it all, being king of your own castle is a great feeling. 

 I use River as well and DCA weekly (BTC and Kaspa, BTC on River, obviously). We just closed on a house last month. I work 4-5 jobs and my wife stays home, so the mortgage company needed to interrogate all of my employers. They needed statements, paystubs, emails from supervisors, etc. But they never questioned my weekly allocations to BTC and KAS.