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 So your proposed alternative is the average user does what exactly—use airgapped laptops w/ bitcoin core for everything? 
 Hmm? No, the average user uses a hardware wallet and corresponding software control wallet which implements such a protocol completely transparently to them. 
 Most people today are using Sparrow with HWW of choice via PSBT (air-gapped or usb). Maybe specter after that… 
 Okay? Add an extension to the PSBT with requested nonce. This is really trivial stuff. 
 Agreed and we have suggested adding as a new field 🤝