Saif tried to explain that once, but it just flew by. I also agree that lending will largely go away. Equity investments will make more sense. Even gold is not fixed in supply and more is created each year, allowing for interest. You can’t really pay interest after 21MM without some portion of borrowers failing simply because they can’t get more of the currency. Right now that issue is just papered over by printing more currency. You will need to have a share of the increased productivity of a business to actually gain on your investment and be willing to part with your money.