What makes us go from one order to the next? Is it just time? Or also the people around us (physically or virtually) with whom we can discuss ₿?  

 I skipped 1 and 3, and now sit somewhere between 2 and 4, but yeah I agree that these are all possible steps.  However, not only does everyone have a different journey, we all start from different places, so you have to accept that different people will understand Bitcoin differently.

If everyone could get to step 4 though... 

 5. 
https://m.primal.net/HSLn.jpg 

 🎯 

 Investment portfolio of order of understanding:
1. None, even short. If short, Totally Wrecked
2. Speculate with 5 %. Wow why didn’t i do more. I am an idiot 
3. 10%. Same
4. Lever up.