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 Ok wasn’t sure. It seemed at odds with what you said. But regardless if you come up with a good strategy that’s aligned with your needs I’d be interested to hear the breakdown if you think it’s valuable. 

The optimum split versus the savings versus the monthly obligations might be an interesting topic for exploring. 
 Not sure if this is exactly what you were referring to with your last point in optimum split, but I’m about as close to a full blown maxi nowadays but the only thing I get hung up on is “getting paid in bitcoin” then proceeding to sell some to cover monthly obligations. I realize I could sell same day or not transition some % of every paycheck into bitcoin, but services like Fold seem to get more valuable the more you convert to bitcoin every month. Easier to stomach during a bull run like right now but in the subsequent bear it’ll stink to see my stack shrink not only in fiat terms but also in terms of sats. Any tips for how to overcome this hurdle?