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 I see. I don't know of any wallets that aren't affected at some point by network congestion.

This is not a flaw in muun wallet per se then is it? 
 A lightning wallet shouldn't have issue to make transactions during on-chain congestions because that's exactly why they are made for: be able to make instant transactions with very low fees without carrying of the on-chain network congestion/high fees. But muun is not a full lightning wallet, they make submarine swaps, it's more like a on demand lightning service, so when bitcoin network is congested is unusable  
 Thanks for the explanation amigo. I had heard about submarine swaps but never fully understood them.