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 It does in the long term....even using credit cards as long as you have cash flow.  
 Credit cards are high variable interest rate. Mortgage is a low fixed interest rate. Real estate is a relatively fixed supply. There's only so much usable land in the world. A mortgage is a good hedge against fiat inflation, especially if you invest the proceeds into Bitcoin.  
 What about ppl with unusually high cash flow? Surely the CC is a better....oh never mind 😅 
 theres not so much limit to vertical scalability for real estate