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 🆕 blog! “Why is there no OpenBanking API for personal use?”

The recent news that MoneyDashboard is suddenly shutting down has exposed a gap in the way OpenBanking works. It is simply impossible for a user to get read-only access to their own data without using an aggregator. And there are very few aggregators around. Why is it impossible for me to get programma…

👀 Read more: https://shkspr.mobi/blog/2023/10/why-is-there-no-openbanking-api-for-personal-use/
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#api #money #openbanking 
 @2fd7551e not OpenBanking API related, but some of the issues highlight why, to this day, I still use Microsoft Money 2000. I manually grab QIF files from various accounts online, import, and use it to budget and track spending categories. Not a solution to the problem you describe but this is why I refuse to "join everyone in the future" and continue living in the past in this category. 
 @2fd7551e this would prevent a plaid situation which was scraping banking websites to get the information. I got $30 because of it. 
 @2fd7551e do you know why the Coventry api isn't used? Assume no-one has bothered to integrate with it, or jump through hoops to get access?