A mobile “node in phone” lightning wallet is as far as I would recommend for most people I know, and even that is unnecessary for the average person who would probably only use Lightning for small purchases. There are a few of my friends that could run a full always-on lightning node, but it’s overkill unless you run a business or just like tinkering with tech. 

 At this point, I just Uncle Jim my friends. I have a fairly decent routing node set up and just have them connect to my lndhub instance with Zeus. Ezpz, they don't even need to worry about liquidity