Talking about avoidjng pain:
Plenty of Bitcoiners sit behind bars because they followed advice similar to yours.
You simply don't know what you are talking about.
Every OG Bitcoiner owns Monero, because it is a security guarantee. You are pretending to be a Bitcoin maxi, but all I hear is a poor fiat mindset.
I bet you don't own more than a couple of BTC, because this would change your view from "needing" a good investment to make it vs. safely keeping ones wealth and being able to aldo privately spend it.