um sweaty you're not fooling anyone https://m.primal.net/McpZ.jpg
Oh no, a small amount of money I'm about to spend is custodial, it's the end of the world
You can use the exact same argument for using Monero as a spending tool if you're scared about it's price
I just use lightning, I prefer to not leave any traces on any chains and have to worry about swaps 🐸