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 That it's not easy to use for the layman. 
 Yes. I hear this from some older gold bugs who have bitcoin too. They always say it’ll never take off because it’s too hard to use. I don’t have the heart to tell them that the younger generations will have no problem using it once they die. 
 This is generally true for all new emerging tech. The Internet and computers at first were pretty hard to use and set up properly.

As time goes on new UI and products will appear to make things easier.