Only if you allow it...you can say "No, I won't use your app"

People will still take your money. 

Part of the problem is almost everyone says "Cool, you have an app? How convenient for me!"

I never load any app without first checking permissions using Exodus and/or the Aurora store...

https://reports.exodus-privacy.eu.org/en/

You have to be willing to take ownership of your privacy. Once you begin telling people "No I won't use your app" it gets easier...