All the time people write me and say:
"Hello! I want to buy your email, phones, or Linux support but I don't want to KYC to get crypto"
I reply, "But once you pull Monero or even Bitcoin Lightning off the exchange, it's not tied to you anymore. And there's no capital gains tax if you spent it at the same price." Then I suggest Haveno, and they don't feel comfortable doing that. And in the end, they end up doing nothing.
How does it make sense that you don't want to KYC just to get crypto, so you keep using KYC banks and cards?
Getting crypto is part of the experience for you to become private.
To say you want "privacy without crypto" is like saying you want to lose weight, but you're too lazy to walk up the entrance stairs of the gym. "Hello! I want exercise without strenuous stairs"
I try to make it as easy as possible for you. Here's my article on where to buy crypto, with different options for different countries including credit cards, peer-to-peer, and exchanges: https://simplifiedprivacy.com/crypto/index.html