Yeah a lot of people have mentioned the lock up period (which, as I understand it, is just a low cost defense against bank reversals) as a frustration, but it was never really a point I cared about because I had been doing auto stack and withdrawal from the outset. I was always using them for long term savings so that never really made any difference, it was just going to my cold storage basically once a month.

Also Swan has 1 “n” in the company, my name has the double. No relation.