I’m just speaking about you specifically. The people that care about privacy will put the time in to learn. Privacy isn’t for the average normie. Not because they don’t deserve it but because they don’t care. 

My wallet has coin control so it shows me which addresses I spend from and I have them labeled so I know where they came from. The only time you would spend that money is when you’d swap for monero. You wouldn’t kyc yourself doing that. Idk it’s up to you what you do with your money but you’ve missed out on gains holding monero.