Depository institution: https://www.walletofsatoshi.com/
Exchange one money for another: https://www.exodus.com/
"Exodus Bitcoin & Crypto Wallet The only wallet you'll ever need. 50+ networks supported. Swap between 1000s of assets."
Now I grant you, that last one you'll only find in shitcoin wallets, but the point is, my meme is exactly accurate. Is it a bastardization of English to use an oxymoron to describe something (custodial wallet)? Yes, but that's the reality we live in. Companies being deceptive because no one will sue them for deceptive practices.
Exodus can go fuck itself, as far as I am concerned. Not open source = not a real wallet.
These companies are gonna keep doing this. They're gonna keep paltering until it starts to cost them money and the only way to cost them money is to sue them, but that's expensive as hell to do tho.