If we use Monero as money, it breaks the 21M cap. We need drivechain. I’m hopeful about BitVM, but not sure about it yet.
the security model proposed by BitVM relies on certain assumptions about the fee market and the value locked in smart contracts, which may not hold true in practice. The feasibility of the proposal depends on various factors such as the volatility of the cryptocurrency market, the level of adoption and usage of the platform, and the ability to maintain a stable and secure network. If these assumptions do not materialize, the security model may fail to provide adequate protection for users
Then don't save with Monero if inflation less than gold worries you. Just use it like cash. A fungible, private, and cheap medium of exchange.