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 Banks are not what's responsible for the high network fees, its the BRC20 Ordinals nonsense.  
 No doubt.  But banks will either become part of the bitcoin ecosystem or die.  On-chain fees will become too high to make any sense to use for everyday transactions.

If a bank advertised, "FEE-FREEE BITCOIN TRANSACTIONS", that would be enough to lure in customers. 
 Eventually the mempool will clear again once enough people use lightning wallets, or other Layer 2 solutions.  I don't think the ordinals insanity will continue on forever.