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 I'm curious if you learned more? Is there anything published? 
 yes with out of round payments there are no liquidity requirements (Arkoor) but they have different security tradeoffs.

For zaps, accumulating small vtxos has the same problem as onchain utxos where it’s not really economical to go onchain with a bunch of small vtxos, so lightning and fedimint still make more sense for zapping.

https://ark-protocol.org 
 btw what client are you using? It didn’t seem to construct the nip10 reply properly. 
 @primal on iPhone. I see it double posted too. Maybe user error but I don't think so. 
 @moneyball which version of Primal iOS are you using? 
 1.6.7 
 This is me testing a reply on Primal iOS 1.6.7.