A friend comes to visit me,
he brings desserts, I cook us lunch and prepare tea,
he cuts my hair, while we talk in peace...
He didn't charge me anything
and me not him,
i.e. no money, cryptocurrency, central digital money, 
credit, leasing, banks, tax, stock market, speculators, intermediaries,
business consultants, business coaches, 
bureaucracy, politics...

Just saying,
that it could be simpler, nicer, cleaner, humanly...