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 Re. next shared utxo: maybe a stock settlement system? 
 whats a “stock settlement system”?

Guessing here but closest thing this sounds like that currently exists is Liquid’s asset issuance platform (securities shipped and held as stuff in your Liquid wallet) 
 Exactly. Although I’m thinking RGB for legit equities, both private & public. Make a dex, then build the next NYSE on top for the pubcos.

Little more to it than that, but that’s the gist of what I was thinking.