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 I don't understand this one  
 It’s in reference to Matthew 6:19-22, where Christ teaches us to not worry about storing up earthly treasures that will eventually pass, but store up treasures in heaven.

It is a call to not live in comfort and earthly riches, but to give back what we can to God, His Church, missions, and the poor; to give alms.

By doing this you are laying up for yourself treasures in heaven that will last for all eternity. 

Conversely, if you do not do this at all, you are setting yourself up for failure and will be eternally poor. 
 Sorry, 19-21* 
 Thanks