Makes sense, completely. For sure, self-hosted and free is the way of the sovereign individual.

The reason I'm asking this is because I was thinking that maybe there's a large chunk of society that will not adopt Bitcoin if there are no physical banks that support them, etc, etc.

I would like to help this kind of people. 

 Safe said it well…. Bitcoin will be adopted like gunpowder or you’ll be the victim . Also, as Mallers puts it  simply, you deserve btc at the price you get it in at. You can lead them to water but ya know. 

However, I know Wyoming may have a btc type bank or something like this. So I’m sure we’ll see more etc…