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Did you know that in the US you can take any size disbursement against your retirement account (401k, IRA), and use it for whatever you want, as long as you put it back into the same or another 401k or IRA retirement account?
It'c called the 60 Day Rule.
https://www.irs.gov/retirement-plans/plan-participant-employee/rollovers-of-retirement-plan-and-ira-distributions 
 Going through this now bob,

They pretax you, cause we can't be responsible adults. https://i.nostr.build/Llfu21Q3UGyirtQ0.jpg 
 Yes, I saw that, but believe it only pertains to certain retirement accounts. 401k seems to tax you on withdrawal, Traditional IRA does not.